Struggling to think of Christmas gifts that don’t cost a fortune? 🎄 With the cost of living still tight for many households this year, thoughtful, meaningful presents can mean so much more than expensive ones, and they don’t have to cost you a penny.
It’s a fun way to create personalised gift cheques (like Christmas IOUs) that your friends and family can redeem for something special you’ll do for them.
The idea is simple: the best gifts often aren’t bought, they’re given.
Create your own Christmas gift cheque:
- Choose a festive template
- Describe your gift or promise
- Pick an expiry date
- Click Create Your Cheque!
Whether it’s a day of babysitting, a homemade dinner, or a chore-free weekend pass, your time and care are gifts worth giving.
Inspiration: Meaningful Gifts That Cost £0
Here are some popular ideas if you’re stuck for inspiration:
Help & Time
- A full day of helping with a DIY or gardening project
- Baby sitting so Mum or Dad can have a break
- A homemade Sunday feast, courses included!
Fun & Relaxation
- A family movie night (they pick the film!)
- A nature walk + picnic (weather-permitting!)
- A “free pass” on chores like dishes, ironing or bin duty
Mini Adventures & Treats
- A coffee date (iced coffees on us)
- A day trip to a favourite place
- A personalised playlist + evening of music
The aim? Give something memory-making, not money-spending.
- “Free Passes” – great for partners who want to skip the odd family event (e.g. trips to the in-laws).
- Domestic chore skips, you can give multiple “free passes” on things like cleaning, cooking and ironing.
Struggling With Festive Spending?
It’s totally normal to feel money pressure at this time of year, Christmas can sneak up fast. If you’re finding it hard to budget for gifts, bills, or everyday essentials:
We can help.
Try our free online debt advice tool to explore your options and see if there are ways to make payments more manageable, any time, day or night.
Angel Advance
Get Debt Advice Now, it’s confidential, no-obligation, and weaving smart budgeting into your festive plans could make January feel a lot lighter.
