Christmas and New Year have come and gone again, and with January feeling like the longest month of the year, you may find yourself struggling with money already, or even falling into debt after over-indulging over the festive period. But January is a great time to get help with your debts: a new year, a new start, and what better way to kick-off 2021 than to do so with a stranglehold on your finances.
Given that we spent the majority of 2020 under tight restrictions, you’ll be forgiven for seeing the year out with a bang; but worryingly, 45% of Britons did not have a Christmas budget in place according to a survey conducted by the finance platform NerdWallet. With up to 2.7 million people still paying their Christmas debt from 2019, it’s clear that, as a nation, we may need a little extra help with getting to grips with our Christmas debt.
Take the first step
If you’re dreading the thought of looking at your bank balance or considering a payday loan to help ease the financial burden, you may be struggling with your finances and could be falling into problem debt triggered by an elaborate Christmas.
The most important thing to remember is: You are not alone.
Knowing that there are other people in your situation is not going to solve your debt problem alone, but it should inspire you to seek help now before it becomes more difficult for you to manage. There will be help for you regardless of your situation or personal circumstances, but you have to take the first step in finding help with your debts.
Being in debt can have a significant impact on your mental health and well-being; it can make you feel hopeless, embarrassed, guilty, and anxious. But sharing your burden with a friend or family member first may alleviate some of these feelings. Taking the next step and speaking with a financial solutions provider could help you feel more hopeful and encouraged to overcome your debts after Christmas.
Where can I get help?
Right here! Angel Advance are an FCA-regulated company who can provide advice on all recognised debt solutions in the UK. Whether you just need information on what solutions you may be eligible for or you would like us to initiate a debt solution for you, we would encourage you to get in touch. You can speak with an expert advisor over the phone on 01925 599400, or you can use our free Online Debt Advice Tool to see what solution is best suited to you.
Let 2021 be the year that you finally take control of your finances.