A Debt Relief Order is a formal debt solution available to individuals who have a small amount of money left to offer towards their debts, have few assets and a relatively low amount of debt.
You may be eligible for a Debt Relief Order if you owe less than £20,000 in total to your creditors, you have £50 or less left over each month after your essential bills and outgoings have been paid, your car (if you have one) is worth less than £2000 and your other assets don’t exceed a total value of £1000.
A Debt Relief Order lasts for 12 months, and after this time you are released, and your debts written off.
There is an application fee of £90 which is paid to the Insolvency Service (the government) for the application to be reviewed and accepted.
What debts can be included in a DRO?
Most debts are included, but the following won’t be:

What are the advantages and disadvantages of a Debt Relief Order?
Advantages:
Disadvantages:
How can I apply for a Debt Relief Order?
You can only make an application for a DRO via an Approved Intermediary, and you will need to pay a fee of £90 to the Insolvency Service (the government) for the application to be reviewed and accepted.
Get debt advice and apply online using our Online Debt Advice tool or call us on 01925 599400.