Due to the cost of living crisis, the number of people struggling with debt has risen. For many, this will be the first time tackling debt and therefore they will not know that before you enter a debt solution (such as a Debt Management Plan or an Individual Voluntary Arrangement), you must have received debt advice first. So, where can you get debt advice? We have listed 5 ways you can get debt advice with us.
Debt advice online
We can offer debt advice online. Our online debt advice tool will ask a series of questions regarding your current debts, income, expenditures, marital status, and renting situation, amongst other details, to gauge your current circumstances. It removes the need to speak with an advisor altogether and offers free advice, 100% online and available 24/7.
Debt advice over the phone
If you are someone who prefers to speak directly with someone over the phone, you can call us and receive debt advice over the phone. Our debt advisors will ask a series of questions to get a better understanding of your current financial situation, so make sure you have your details to hand and are in a space where you feel comfortable sharing this information. We operate both a phone line and a freephone line, so be sure to double-check which number you call on our ‘Contact Us‘ page.
Debt advice over email
If you are unable to talk with an Angel Advance debt advisor on the phone, you can email us directly. Send an email to us with some information regarding your debts, for example, how much you owe and who to, and we can get back to you with debt advice. This is often a preferred method for those who struggle to speak on the phone.
Debt advice over text
If you don’t have access to a private and secure email account, you can text our advisors. We run a WhatsApp account for debt advice and our advisors can aid you in finding the best debt solution this way. For those with mental health issues who may find it difficult to formally contact debt advisors, our text line is in place to make contacting us that bit easier.
Free debt advice
Our debt advisors are able to offer free debt advice, to help you get back on track. However, it is important to note here that only the advice is free. If you choose to enter a debt solution with us, management fees will apply. To discover which debt solution is best for you, contact our advisors or access our debt advice tool.
To find out more about managing your money and getting free and impartial advice, search ‘Money Helper’. They are an independent service set up to help people manage their money.