The sun’s (mostly) out, the school year’s winding down, and summer is just around the corner, which can only mean one thing: June might come with some extra costs to keep in mind.
Here are some common expenses to plan for this month, plus a few tips and helpful resources to help your money stretch further.
1. School Trips, Teacher Gifts & End-of-Term Activities
Many schools plan end-of-year outings and celebrations in June. While they’re brilliant for memory-making, the costs can add up quickly – think school trips, themed dress-up days, packed lunches, and teacher gifts.
Budget Tip: Ask your child’s school for a calendar of upcoming events. Planning ahead lets you spread the cost over a few weeks. Consider clubbing together with other parents for shared gifts.
2. Father’s Day – Sunday 15th June
Whether it’s a meal out, a thoughtful gift, or a handmade card, Father’s Day can lead to unexpected costs, especially if you’re helping children celebrate it.
Budget Tip: Set a small spending plan and stick to it. Get creative with homemade gifts or experience-based ideas like breakfast in bed or a walk in the park.
See our round-up of 2025 Father’s Day freebies and deals
3. Summer Holidays Planning
Many families start making plans for the summer break in June, including booking days out, paying for camps, or shopping for summer clothes and travel essentials.
Budget Tip: Create a summer budget now, and include all potential expenses like day trips, childcare, and meals. Prioritise essentials and search for free or low-cost events in your area.
4. Increased Childcare Needs
With school holidays on the horizon, you might need to start thinking about summer childcare, from holiday clubs to informal help from friends or relatives.
Budget Tip: Check if you’re eligible for Tax-Free Childcare, which can save you up to 20% on childcare costs.
5. Higher Utility Bills
More time at home (and warmer weather) can mean increased energy use, fans, fridge runs, longer showers, and more devices charging all add up.
Budget Tip: Open windows before switching on fans, and turn off unused appliances. A small effort now can prevent a big surprise on your next bill.
6. June Birthdays
It’s easy to forget those mid-year birthdays, especially if you’ve got more than one coming up. Presents, parties, and meals out can put a dent in your budget.
Budget Tip: Handmade gifts, framed photos, or baked goods are thoughtful and budget-friendly. Plan ahead to avoid last-minute splurges.
Planning Ahead Pays Off
June is the perfect time to give your budget a seasonal refresh. By thinking ahead and making small adjustments, you can stay on top of spending and head into summer with less stress and more control.
If you’re feeling overwhelmed or your budget isn’t stretching as far as it used to, we’re here to help. At Angel Advance, we’re proud to have helped over 48,000 people discover the right debt solution for their unique situations, including Debt Management Plans (DMPs), Individual Voluntary Arrangements (IVAs), Debt Relief Orders (DROs), Partial Settlements and Bankruptcy. We also offer Debt Solutions for Scottish Residents. Our expert debt advice is free, confidential, and just a click away.
