December is the most magical time of the year, but it can also be the most expensive. If you want to enjoy the festive season without overspending, here are some fun, budget-friendly activities for the whole family.
Bake Festive Treats
Bring the Christmas spirit into your kitchen! From mince pies and gingerbread to yule logs and Christmas cake, festive baking is fun, affordable, and delicious. Leftovers? Share them with neighbours, colleagues, or family members to spread the joy without spending extra.
Tip: Check out online recipe hubs like BBC Good Food for free festive baking inspiration.
Check Out Your Local Christmas Lights
Take a stroll (or a short drive) around your neighbourhood to admire festive lights. Many towns also host free Christmas light switch-on events, perfect for soaking up the atmosphere without spending a penny.
Bonus: Make it a family walk and take photos for a festive memory album.
Have a Christmas Movie Night
Nothing beats snuggling up on a cold winter evening with your favourite films. Create a watchlist of Christmas classics, let each family member pick a film, and pair it with homemade snacks or hot chocolate for an inexpensive night in.
Decorate the Tree Together
Turn tree decorating into a fun family activity. Play festive music, get creative with ornaments, and make it a bonding experience. You can also DIY some decorations, like paper chains or pinecone ornaments, to save money.
Make Handmade Cards
Unleash your inner crafter! Homemade cards and paper decorations are personal, thoughtful, and cost-effective. Kids can make snowflakes, garlands, or personalised messages for friends and family.
Budgeting for Special Days and Events
- Plan activities in advance: Choose free or low-cost events.
- DIY gifts & decorations: Personalised items often mean more than expensive ones.
- Share the festive spirit: Baking or crafts can be shared with friends and neighbours instead of buying gifts.
- Track spending: Use a simple spreadsheet or app to stay on top of festive costs.
We hope some of our low-cost festive activities have inspired you, if you’re looking for some help with budgeting for events throughout the year or just want to get your finances on track, read our guide on budgeting, or contact one of our expert advisors today if you’d like some individual help.
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December can stretch your budget, especially with the cost-of-living pressures in 2025. If you need guidance on budgeting or managing debt, Angel Advance offers free, confidential, and non-judgmental debt advice.
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Taking a few steps now can help make January less stressful and ensure your festive celebrations are truly enjoyable.
*Our advice is free, but if you sign up for a debt solution, a fee will apply for some solutions.
