Maximise Your Income
- See if there is any overtime available at your place of employment
- Consider renting a spare room to a lodger
- Check if you are entitled to any benefits that you don’t already receive. Please see our Benefits Guide for more information. You can also use an online benefits calculator such as:
Reduce Your Outgoings:
- Choose supermarkets’ own products rather than the more expensive branded products
- Switch to a cheaper supermarket. You can compare stores at www.mysupermarket.co.uk
- Make the most of offers, discounts or money-off vouchers
- Cut back on luxuries such as frequent takeaways and restaurant meals
- Consider downgrading non-essential packages such as telephone, television or internet
- Pay your bills by direct debit if it there is a discount for doing so
- Compare your utility prices with other providers to make sure you are getting the best deal
- Use the same provider for gas and electricity is there is a discount for doing so
- Reduce energy bills by only using the heating when it is needed, using a washing line rather than tumble dryer for laundry, switching off lights and appliances when they are not needed
- Walk short journeys rather than using the car
- Car share with friends from work
- Consider changing your car for a more efficient model
Reduce Your Debt Level:
- Claim back the cost of any mis-sold products such as PPI