Angel Advance: Free Online Debt Advice, DMPs, IVAs & DROs

Maximise Your Income

• See if there is any overtime available at your place of employment
• Consider renting a spare room to a lodger
• Check if you are entitled to any benefits that you don’t already receive.
  Please see our Benefits Guide for more information.

Reduce Your Outgoings:

• Choose supermarkets’ own products rather than the more expensive branded products
• Switch to a cheaper supermarket. You can compare stores at www.mysupermarket.co.uk
• Make the most of offers, discounts or money-off vouchers
• Cut back on luxuries such as frequent takeaways and restaurant meals
• Consider downgrading non-essential packages such as telephone, television or internet
• Pay your bills by direct debit if there is a discount for doing so
• Compare your utility prices with other providers to make sure you are getting the best deal
• Use the same provider for gas and electricity if there is a discount for doing so
• Reduce energy bills by only using the heating when it is needed, using a washing line rather than tumble dryer for laundry, switching off lights and appliances when they are not needed
• Walk short journeys rather than using the car
• Car share with friends from work
• Consider changing your car for a more efficient model