Creditor Debt Help and Advice

A creditor is an individual or organisation who provides a service, product or loan to another individual or company, referred to as the debtor. Creditors can take various forms, including banks, energy suppliers, such as British Gas, Buy Now Pay Later companies or mobile and WiFi providers.

Debtors are obliged to repay creditors subject to their contracts and failure to do so can result in creditor action. Being in debt to creditors can be daunting. Below, we take a look at some of the most common creditors that we deal with and what to do if you’re in debt with them. If you have fallen behind with your payments to your creditors, get online debt advice to see how you can get back on track.